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If you’re like me, you like to enjoy seasonal goodies during the summer. Homemade cobblers, fresh sorbets, crisp salads and grilled veggies all make our list of warm-weather faves. Tired of paying top dollar for fresh produce? Check your back yard for these freebies!
Rhubarb                                                                                                                          
Those who live rurally may be lucky enough to have access to several patches of rhubarb in their back yard or the yard of a family member who has more than he or she knows what to do with. And there’s no doubt about it. Summer is the season for rhubarb recipes. Whether you’re going for pie, cobbler or even rhubarb wine, you’ll be able to cook to your heart’s content with even a mid-sized patch of this back yard produce item. Urbanites will likely need to purchase theirs at the farmer’s market, but it can still be a great seasonal value.
Crab Apples
If you’re trying to buy organic food on a budget, you have to admit. It’s pretty hard to beat free in the price department. If you have access to a crab apple tree, then you have a way to make multiple quarts of apple sauce and jelly to use throughout the rest of the year as a fat substitute for baking, to enjoy with baked scones and more. You can even use it to flavor homemade liquors. Collecting them off the ground and tree is a project you can easily turn the older kids loose on when you need a way for them to burn off steam and still feel like they’re being required to help around the house.
Dandelions
These things literally grow like the weeds they are. The good news? Dandelions represent a great source of free food during the summer months. The greens represent one of the more easily-accessed cheap weight loss foods at your disposal certainly, but even the flowers can be used at meal time. Here’s one recipe that uses fresh dandelion flowers to make an alternative to breaded mushrooms. Other options with this plant include dandelion wine, sautéed greens and even a salad ingredient.
Berries
Berries are a flexible item that you can enjoy wild, or even plant for perennial access that saves you the stress of spring gardening. You can use them in summer cocktails, as an ingredient in homemade salad dressing, as an ingredient in homemade ice cream and even to add antioxidants to your morning breakfast smoothies. They’re also great to freeze and use in baked goods and bowls of hot oat meal throughout the year.
Produce doesn’t have to come from the grocery story or a high-maintenance garden. You may find more than you think growing in your own back yard!
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Beauty on a Budge

Posted by goodOne On 08:44 0 comments

We’re all looking for ways to save money in the current economy, but with personal grooming items costing what they do, it can sometimes be difficult to pinch pennies in this particular area. Here are some of my favorite cost-conscious strategies to look great for less.
Know When to Spend                                                          
While I’m all for dishing out for higher end cosmetic items when there’s no other option to get what you need, the truth is there are many instances where we can get by with themulti-purpose beauty products we already have in our bathroom or kitchen cabinet. Finding a workable facial moisturizer is always a challenge for me whenever I decide to try something new, and the final result is rarely priced the way I’d like. That being said, overall body lotion an moisturizing treatments can be purchased or prepared affordably with minimal effort or investment.
DIY Hair Color
We all want to have great hair for less, but when it comes to color and curl, things can get tricky. Highlighting and home perms may be a bit out of most women’s skill sets, but a semi-permanent boxed color like Clairol natural instincts can be achieved pretty easily and will wash out over a few weeks. Perfect for experimentation or if you accidentally choose the wrong shade of brunette.
Let Your Skin Shine
While facial sunscreen may still cost a pretty penny, there are many homemade skin care recipes that can be used on the rest of your body when it comes to exfoliation and moisturizing. From cracked heel treatments to deep conditioning for your lips, several solutions are available right in your kitchen pantry.
Manicure Maintenance
While you may not think affordable nail care options exist, the truth is there are several ways you can get your hands ready for center stage without breaking the bank. Beauty supply stores for example, sell professional files, nail oil and travel-sized clippers for less than traditional salons, making manicure maintenance achievable for professionals on a limited income. Your color selection can also impact your overall beauty budget. Collect every nail lacquer color in the rainbow for instance, and things are likely to get pricey. Keep things basic with a French pink and a dressy red on the other hand, and you only need to choose a good base and top coat combo to round out your repertoire.
Looking your best doesn’t have to run your family budget off the rails. A bit of restraint and planning, combined with minimal DIY efforts, can have you feel polished and pampered for pennies.
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No matter what the state of the economy, it is critical that you be as frugal as possible when you are running a business. Keeping a check on your business’s expenses could well be the difference between going bankrupt and turning a healthy profit. One of the basic rules to remember in business is the ROI (Return On Investment) principle. This principle simply means that you should avoid spending money that does not eventually make you money back if you want to stay in business. These ten strategies can help ensure that you run an effective business and still save money.
Loan Minimization
Many entrepreneurs seek a loan when they want to start a business. This may be necessary in some cases, but you should be careful about overextending your new business beyond what you can easily afford to pay back. You may want to consider the possibility of forming a relationship with a venture capitalist who will be interested in sharing a stake in your company in exchange for a share of your business. This may be a better option than simply taking out ordinary business loans.
Web Content Creation and Design
Of course, it is almost always essential that your business have a website. This site should contain quality content and a clear, memorable layout. However, it is also easy to overspend on this website. With many companies ready to compete for your business, you can afford to shop around for the best possible rate and service.
Outside Help Usage
You can outsource much of your content creation and web design work to freelancers instead of hiring full-time staff. This can save a significant amount of money and hassle since you only pay for the actual job, rather than for benefits, taxes, payroll and related expenses.
Information Backup
When you have a business, you will have to store data files, invoices, proposals and all sorts of other information on your computers. Make sure you back this data up on an online server so that you will be prepared for any hardware malfunction. Online backup systems are extremely affordable, and they can save you a tremendous amount of time and expense compared to trying to recreate extensive amounts of lost data.
Simple Office Setup
If most of your customers contact you though emails and other online means, you may only need a very simple office with basic furniture. If you have to talk to them through online chat programs like Skype, simply make sure you have a nice chair and an attractive background behind your webcam. You often do not need an elaborate office with all the trappings to conduct your business, especially when you are first starting out.
Virtual Assistance
A virtual assistant can be a good substitute for an ordinary secretary at a fraction of the cost. Virtual assistants can help you with jobs for which you have little or no time, such as basic bookkeeping, account management, tracking appointments and the like.
Promotion via Social Media
Splurging on advertising strategies of questionable effectiveness can be a major drain on your business’s resources. Rely on a free presence on social media sites to help get the word out about your business, especially early on.
Efficient Employee Usage
Hire only those employees that you are certain you actually need. Keep in mind that many business tasks can now be handled by far fewer people with the aid of modern technology and software programs. The cost of these programs is often far less than the cost of hiring additional staff.
Good Communication with Employees
A paycheck will only motivate your employees so much. Maintaining regular, effective and honest communication with your employees will help build their loyalty, as well as their work ethic and motivation.
Saving on Advertising Costs
Consider the possibility of collaborating with another business that sells complementary goods to reduce your advertising expenses. For example, if you run a restaurant, consider setting up a deal with a nearby movie theater to offer a 10% discount to individuals who bring in a ticket stub; you and the theater could then split the cost of promoting the deal, driving extra customers to both your businesses.
BONUS!
Keeping track of expenses and receipts is an important part of filling your taxes with the correct deductions. An excellent service is Shoeboxed, you can take a picture of your receipts add a few notes and it will store it for you online for later access. This will not only save you money but also time when it comes to filling your taxes. See our Shoeboxed review or sign up for free here.
Guest post contributed by Marissa Harper, on behalf of Mayowynnebaxter.co.uk. Marissa lives in France and works in the real estate industry. She has many years experience inbuying property in France. In her spare time she also enjoys writing business related articles and contributes to numerous websites

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